When your girlfriend shares that she may be pregnant, it’s natural to think about how you can support her, including financially. Questions about insurance coverage often come up early in that conversation. Before drawing conclusions, it is worth understanding how insurance coverage actually works and what options exist for pregnancy-related care.

At Willowbrook Women’s Center, we offer no-cost, confidential, lab-quality pregnancy tests, ultrasounds, and consultations so that both of you can get accurate information before making any decisions. Make an appointment together today.

Can My Insurance Cover My Girlfriend?

Most health insurance plans only extend coverage to a legal spouse or registered domestic partner. If you and your girlfriend are not in one of those arrangements, your plan likely will not cover her medical care. Every policy is different, so contacting your insurance provider directly is the most reliable way to understand your specific terms.

Adding a partner to your plan typically requires a qualifying event, such as marriage or establishing a legal domestic partnership.

Health Coverage Options She May Have on Her Own

If your girlfriend is weighing her options for this pregnancy, there are other avenues worth exploring for pregnancy-related care. It’s crucial for her to evaluate all resources to make an informed decision, and the following can help with coverage if she chooses parenting or adoption:

• MO HealthNet (Missouri Medicaid): Pregnant women in Missouri may qualify for expanded Medicaid coverage based on income and household size. This can cover prenatal care, OB/GYN visits, and emergency services.
• Employer-Sponsored Insurance: If she is employed and has access to benefits, her own plan may cover some pregnancy-related care depending on the policy.
• Private Insurance: An individual health plan is an option, though it is typically more expensive than employer or state-based coverage.

Willowbrook Women’s Center  provides services, including pregnancy confirmation and options consultations at no cost. No insurance is required, so getting answers does not have to wait.

Before Any Decision, Get the Full Picture

Regardless of what your insurance situation looks like, several important medical steps should come before considering the abortion pill. An ultrasound can confirm how far along the pregnancy is, where the pregnancy is located, and whether the pregnancy is viable by detecting fetal cardiac activity.

These details are critical because an ectopic pregnancy is life-threatening, requires urgent medical care, and cannot be treated with the abortion pill. Since the abortion pill is only FDA-approved through 10 weeks gestation, confirming this information first is an important safety step.

Support For Both of You

At Willowbrook Women’s Center, we work with you as well. Our advocates and licensed medical staff can sit down with your girlfriend, answer questions, and make sure you both feel informed and supported before any decision is made. We can also provide a no-cost consultation covering all of your options, including parenting, adoption, and abortion.

If your girlfriend is considering abortion, call now to see if she qualifies for no-cost STD testing as well.

Make an appointment at Willowbrook Women’s Center today. We’re here for both of you.

Willowbrook Women’s Center does not provide or refer for abortion services.